Who know's about life in the country of Panama? Need long answer?

I'm planning to go to Panama and Costa Rica to search out a cool place to live while I can still enjoy some of the pursuits of life and liberty (I'm single and 64). Beach property seems to be overpriced and all the word on Costa Rica is about crime and overdevelopment problems along with way too high prices for real estate. I'd really prefer to buy a used sailboat and live around marinas in both countries. Can I find a decent boat in costa Rica?